Cut Your Mortgage Costs With These Tips | #CityFirstMortgage
Boosting your credit score above 760 can lead to significantly lower mortgage rates.
Aim for at least a 20% down payment to qualify for better rates and avoid PMI.
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Green Street: Medium-Term Interest Rates Stall CRE Price Growth
The Green Street Commercial Property Price Index remained unchanged in October, with a 3% increase in the all-property index for the year. Medium-term interest rates have hindered expected property appreciation. While apartment prices rose 12% year-over-year, other sectors like malls and strip retail saw smaller gains, and industrial and healthcare properties remained stable. However, net lease and manufactured home parks experienced declines of up to 3%, with office and self-storage sectors dropping by 8%.
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Budget-Friendly Backyard Tips for Fall | #CityFirstMortgage
Fall is the perfect time to enhance your backyard for year-round family activities and enjoyment.Cleaning flower beds and adding mulch helps retain moisture and prevents weeds in your garden.
Essential Tips for Selecting Mortgage Brokers | #CityFirstMortgage
Research mortgage brokers by reading reviews, seeking referrals, and ensuring they are licensed in your state.Mortgage brokers assist borrowers by providing access to exclusive mortgage products and guiding them through the process.
Outdoor Upgrades That Pay Off: Expert Tips! | #CityFirstMortgage
Land Clearing Benefits
– Improves curb appeal
– Easier upkeep with cleared land
– Increases property value and usability
Forestry Mulching Advantages
– Cost-effective for clearing small vegetation
– Preserves roots, reducing erosion risks
– Creates a "park-like" backyard scene
Tips for Turning a Fixer-Upper Into Dream Home | #CityFirstMortgage
Evaluate the fixer-upper's potential by considering the location and identifying any hidden structural issues through inspection.Ensure the existing layout and foundation align with your vision, focusing on homes that need mainly cosmetic changes.
30-Year vs. 40-Year Mortgage: Which Is Right for You? | #CityFirstMortgage
30-Year vs. 40-Year mortgage impacts monthly payments and total interest paid significantly.
Monthly Payment Comparison
$350K mortgage at 7.25%:
– 30-Year: $2,388/month
– 40-Year: $2,238/month
– Difference: $150/month
Selling in 2025? 6 Must-Haves for Your Home | #CityFirstMortgage
Updating your kitchen with quartz countertops and smart appliances significantly enhances resale value.
Adopting a neutral color palette makes your home more appealing to potential buyers and feels modern.
How to Get a Mortgage After Bankruptcy and Foreclosure
Losing a home to foreclosure or declaring bankruptcy can significantly impact your finances and well-being, but recovery is possible. Key steps include reviewing credit reports for accuracy, rebuilding credit by paying bills on time, and maintaining a steady income. After two to three years, you may qualify for a mortgage, though expect higher interest rates. Research loan options like FHA loans, which have lower down payment requirements. Prepare necessary documents and consider a co-signer if needed. With patience and planning, homeownership can be achievable again.
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Essential Tips to Solve Common Home Problems Quickly | #CityFirstMortgage
Home Improvement Tools
– Ceiling fan cleaner easily traps dust
– Weeder tool removes weeds without bending
– Dual showerhead ensures adjustable water flow
– Long-reach bulb changer for high ceilings
Organization Solutions
– Labels for organizing sheets and linens
– Multi-plug adapter for additional outlets
– Rack system for hanging hats or accessories