Check your financial health, focusing on credit score and debt-to-income ratio.
Understand your home equity, including how much you’ve built up and its current appraised value.

Association of Realtors, mortgage rates are likely to stabilize ~6%.
The long-term avg for mortgage rates is ~7%, indicating that the current rates are not abnormally high.

Community amenities enhance your living experience, making a neighborhood truly exceptional and welcoming.
A clubhouse serves as the social hub, perfect for events and fostering neighborly connections.

Assess building type and market trends before investing in commercial Real Estate.
E-commerce growth increases demand for industrial warehouses and multi-family apartments.

Some brokers charge an upfront fee, others are 'fee-free' and earn commission from lenders.
Is paying a broker worth it?
Fees secure low-cost, exclusive deals, specializing in self-employed or bad credit cases.

A portable mortgage lets you transfer your home loan to a new property with the same lender and terms.
To port a mortgage, you need a portability clause in your agreement, and you must qualify for the new loan.

Weigh Flexibility vs. Investment: Renting offers flexibility, while buying builds equity and offers tax benefits.
Consider Long-Term Stability: Buying is better if you plan to stay in one place for many years.

Mortgage rates expected to decrease each quarter from Q3 2024 to Q2 2025.Q3 2024: Avg mortgage rate projected at 6.83%